Effective Date: 12 January 2025

Welcome to MyZakat, an AI-driven platform designed to simplify Zakat calculation, tracking, and donations. By using our app, you agree to the following terms and conditions. Please read them carefully.

1. Introduction

These Terms of Service (“Terms”) govern your use of the MyZakat mobile application and website (collectively, “the Service”), operated by MyZakat Limited (“we,” “us,” “our”). By accessing or using the Service, you agree to comply with these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

To use the MyZakat platform, you must:

• Be at least 12 years old or have legal parental/guardian consent.
• Provide accurate and complete information when registering.
• Comply with all applicable laws and regulations.

3. MyZakat Services

The MyZakat platform offers the following services:

• Zakat Calculation: AI-powered calculations based on Islamic principles.
• Donation Tracking: Transparency in tracking where your Zakat is allocated.
• Charity Integration: Donations made to vetted charities.
• Instant Payments: Secure transactions through integrated payment systems.

We reserve the right to modify, enhance, or discontinue any features at our discretion.

4. User Accounts

• You are responsible for maintaining the confidentiality of your account and password.
• You agree to provide accurate, current, and complete information.
• We reserve the right to suspend or terminate accounts found to be in violation of these Terms.

5. Donations & Payments

• Donations made through MyZakat are final and non-refundable unless otherwise required by law.
• We use third-party payment processors (e.g., Stripe, Benevity). Your use of their services is subject to their terms.
• We do not guarantee that any donation will be used in a particular way by a charity.

6. Charity Partnerships

• Partnering charities must undergo a vetting process before being listed on MyZakat.
• Charities agree to comply with all applicable laws and ethical fundraising standards.

7. User Conduct

You agree NOT to:

• Use MyZakat for fraudulent or illegal activities.
• Misrepresent your identity or financial information.
• Interfere with the operation of the Service.
• Attempt to gain unauthorised access to our systems.

We reserve the right to suspend or terminate accounts that violate these rules.

8. Intellectual Property

All content, trademarks, and technology within MyZakat are owned by or licensed to MyZakat Limited. You may not:

• Copy, modify, or distribute our intellectual property without permission.
• Use MyZakat branding in a misleading manner.

9. Privacy & Data Protection

We respect your privacy. Our data collection and use practices are outlined in our [Privacy Policy]. By using MyZakat, you consent to the collection, storage, and processing of your data in accordance with our policy.

10. Disclaimers & Limitation of Liability

• MyZakat provides calculations based on provided user input; accuracy is not guaranteed.
• We do not offer religious, financial, or legal advice.
• The Service is provided “as is” without warranties of any kind.
• To the fullest extent permitted by law, MyZakat Limited shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Service.

11. Modifications to Terms

We may update these Terms periodically. Continued use of MyZakat after changes are made constitutes acceptance of the new Terms.

12. Governing Law & Dispute Resolution

These Terms are governed by English law. Any disputes shall be resolved through arbitration in the UK.

13. Contact Information

For any questions about these Terms, please contact us at:

MyZakat Limited
International House, 64 Nile Street
London, N1 7SR
Email: [email protected]

By using MyZakat, you acknowledge that you have read, understood, and agreed to these Terms of Service.